How much does Allstate home insurance cost?

NerdWallet compared Allstate's average home insurance rates with those of other widely available insurers across the U.S. At $2,205 a year, Allstate's rate was above the national average of $1,915. Less expensive competitors include Progressive and State Farm.

Does Allstate offer home insurance?

Allstate offers home-sharing insurance, business property, green improvement rebuilding, and specialty coverage for musical instructions, sports equipment, and lawn and garden supplies. Both insurers have superior financial strength ratings, similar discount offerings, and processes for applying for a policy and filing a homeowners insurance claim.

Can Allstate agents lower home insurance rates?

Agents can lower homeowners insurance rates by reducing your coverage. However, Allstate professionals can advise you on strategic ways to improve rates without cutting essential coverage. See how Allstate compares to three other options for home insurance coverage: Progressive, Farmers, and State Farm.